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Job Snapshot
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Employee Type:
Full-Time -
Location:
St. Petersburg, FL -
Experience:
Not Specified -
Date Posted:
10/9/2024
Job Description
Job Summary:
Under limited supervision, uses knowledge and skills obtained through experience, specialized training and/or certification in the financial services industry to ensure that Private Client Banking (PCB) business operations are conducted in a manner that sufficiently mitigates material risks to RJ Bank. The position is part of the RJ Bank Oversight & Control (O&C) Department which functions as the first line of defense for RJ Bank. Primary responsibilities include performing first line testing and monitoring of PCB controls, supporting PCB management during internal audits and regulatory exams, and partnering with key internal stakeholders to ensure deficiencies in the PCB control framework are appropriately addressed. The position also requires strong analytical, communication, and critical thinking skills with the ability to work collaboratively across multiple departments to identify creative solutions to complex problems.
Essential Duties and Responsibilities:
%26middot; Implements the PCB first line of defense program within the RJ Bank O&C Department to ensure that material risks are identified and appropriately mitigated within established risk tolerances
%26middot; Conducts first line testing of PCB business operations to assess the effectiveness of controls at mitigating risks across various risk stripes including regulatory compliance, legal, operational, credit, and reputational risks
%26middot; Assess control testing results against intended outcomes to identify the root cause and impact of control breakdowns or control gaps from a risk management perspective
%26middot; Partner with PCB management and internal stakeholders in other risk support functions to identify process improvements, technology solutions, additional training resources, etc. necessary to address control deficiencies
%26middot; Summarize control testing results, identified issues, and recommended process improvements into formal reporting and distribute to PCB management and other internal stakeholders
%26middot; Work independently to execute the annual PCB monitoring & testing plan in accordance with scheduled timeframes and due dates
%26middot; Provide advisory support to PCB management during daily operations and during new business/change management initiatives to ensure that material risks are identified and appropriately addressed
%26middot; Partner with the other lines of defense to support the three lines of defense risk management framework
%26middot; Provide operational and strategic support during internal compliance and audit engagements as well as regulatory exams
%26middot; Assist PCB management in reviewing and maintaining department policies and procedures
%26middot; Partner with RJ Bank Risk Management as a stakeholder in the Risk and Control Self-Assessment (RCSA) process throughout the calendar year.
Job Requirements
Knowledge, Skills, and Abilities:
Knowledge of:
%26middot Concepts, practices and procedures of internal audit or internal control testing
%26middot Working knowledge of applicable consumer banking regulations including but not limited to: TRID, RESPA, TILA, HMDA, FCRA, ECOA, UDAAP, Reg W, Reg U, etc.
%26middot Risk management concepts and methodologies including risk assessments
%26middot Consumer banking products and services including mortgage banking and asset based lending
Skills in:
%26middot Identifying, reviewing and implementing controls and quality assurance processes
%26middot Compiling information and preparing oral and written summaries and reports
%26middot Preparing and delivering oral presentations to management
%26middot Investigating process and procedure breakdowns to determine root cause
%26middot Analyzing data, drawing conclusions, and identifying solutions to complex problems
%26middot Communicating effectively across multiple organizational groups and levels of management
%26middot Operating standard office equipment and using required software applications including Microsoft Office
Ability to:
%26middot Attend to detail while maintaining a big picture orientation.
%26middot Gather information, identify linkages and trends and apply findings to assignments.
%26middot Interpret and apply banking regulations and identify and recommend changes as appropriate.
%26middot Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.
%26middot Use appropriate interpersonal styles and communicate effectively, both orally and writing, with all organizational levels.
%26middot Work independently as well as collaboratively within a team environment.
%26middot Provide a high level of customer service.
%26middot Establish and maintain effective working relationships at all levels of the organization.
%26middot Maintain confidentiality.
%26middot Keep abreast of banking industry rules and regulations and best practices
Educational/Previous Experience Requirements:
%26middot Bachelor%26rsquos degree (B.A. /B.S.) and a minimum of two (2) years of experience in Compliance and/or the financial services industry.
~or~
%26middot Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications:
%26middot None required.
Disclaimer
Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor
Priority will be given to protected veterans
EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT
Working Conditions:
Hours: Normal business hours. Some additional hours may be required.
Travel Required: Up to 5% depending on role and assigned functional area. Must have a valid drivers%26rsquo license and be eligible for coverage under the firm%26rsquos Vehicle Fleet Safety Policy to drive on company business.
Working Environment: Climate controlled office environment during normal business hours.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm
