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Job Snapshot
-
Employee Type:
Full-Time -
Location:
St. Petersburg, FL -
Job Type:
-
Experience:
Not Specified -
Date Posted:
10/23/2024
Job Description
Job Summary
Job Summary
Under administrative direction with a high level of autonomy, uses specialized knowledge and skills obtained through education and experience to solicit, develop, and service a wide variety of the most complex corporate loans. Develops and manages a portfolio of syndicated corporate loans, with a predominant focus on leveraged loans. Influences strategic direction and develops tactical plans and completes complex assignments with substantial latitude for un-reviewed actions or decisions. Provides comprehensive solutions to complex problems or needs. Results are evaluated for achieving goals and objectives. Extensive contact with external customers and business partners is required to develop, sell or service products.
Essential Duties and Responsibilities
Essential Duties and Responsibilities
%26middot; Create a pipeline of corporate and commercial loans, primarily through direct and syndicated loan products, with a focus on leveraged lending.
%26middot; Work closely with a team of analysts to underwrite and present loan investments to an Executive Loan Committee.
%26middot; Obtain, interpret and evaluate financial and industry information to determine credit worthiness and make decisions within lending parameters.
%26middot; Portfolio and risk management of complex corporate loans on a quarterly and annual basis to ensure proper reserve requirements are applied. Ensure compliance with loan terms and take corrective action on variances.
%26middot; Source and manage participations with other corporate lenders on larger, syndicated loans.
%26middot; Develop, negotiate and structure terms, service commercial loans and review legal documents.
%26middot; Work closely with affiliates across capital markets to ensure client best practices.
%26middot; Maintain active customer and prospect database.
%26middot; Develop and maintain a balanced and sound loan portfolio in line with established policies, strategies and procedures.
%26middot; Structure and price loans.
%26middot; Maintain dialogue with client executive management teams.
%26middot; Perform other duties and responsibilities as assigned.
Job Requirements
Knowledge, Skills, and Abilities
Knowledge of
%26middot Advanced concepts, practices and procedures of corporate lending and syndicated loan products.
%26middot Extensive knowledge and understanding of leverage lending, including cash flow lending and enterprise valuation concepts.
%26middot Fluency in financial statement and cash flow analysis.
%26middot Established organizational policies, strategies and procedures for corporate lending and portfolio management.
%26middot Principles of banking, finance and capital markets.
%26middot Financial markets and products across the entire capital structure.
Skill in
%26middot Analyzing financial information and determining credit worthiness.
%26middot Negotiating commercial loan terms.
%26middot Maintaining a customer and prospect database.
%26middot Developing and maintaining a loan portfolio.
%26middot Structuring and pricing commercial loans.
%26middot Negotiating credit agreement and legal terms on complex syndicated and direct loans.
%26middot Portfolio risk management.
%26middot Verifying customer compliance with terms.
%26middot Excellent communication skills both written and oral must be comfortable working with people at multiple levels.
%26middot Operating standard office equipment and using required software applications.
Ability to
%26middot Attend to detail while maintaining a big picture orientation.
%26middot Organize and prioritize multiple tasks and meet deadlines.
%26middot Communicate effectively, both orally and in writing.
%26middot Work independently as well as collaboratively within a team environment.
%26middot Provide a high level of customer service and team oversight.
%26middot Establish and maintain effective working relationships with external customers and business partners.
%26middot Maintain currency in commercial lending policies, practices and procedures.
%26middot Understand bank regulatory environment, including FED and OCC policies.
Educational/Previous Experience Requirements
Education/Previous Experience
%26middot Bachelor%26rsquos Degree (B.A.) in Finance, Accounting or Business Administration with a minimum of six (6) years of commercial/corporate syndication lending experience.
%26middot OR ~
%26middot Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications
Licenses/Certifications
%26middot None required.
Travel
Travel Required
Travel Required: Yes, 10 % of the Time
Disclaimer
Disclaimer
Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor
Priority will be given to protected veterans
EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm
