Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

The FP&A Analyst will support Transaction Loss FP&A activities such as building budgets and forecasts, maintaining reserve adequacy models and providing transparency on transaction losses trends at product/segment/region level. The role will also require close collaboration with the Risk organization and Business units to gather inputs, summarize insights and produce executive level presentations. Key focus will be to drive optimal decision-making through financial modelling and quantitative analysis.
A successful candidate will be highly analytical and capable of interpreting trends. You should have excellent business and communication skills to be able to present and work with the wider FP&A team and business owners. The candidate will provide planning support while aiming at doing so in a scalable and efficient way.
The FP&A Analyst will report into the Transaction Loss FP&A Lead and will be based in Luxembourg but with colleagues and stakeholders across multiple time zones.

Job Description:

Job Description:

• Support planning and forecasting for PayPal Transaction Loss and work with Risk & BI teams to produce weekly, monthly and quarterly reports, review quarterly forecasts and annual budgets across products/segments/regions.

• Help maintain the Forecast Reserve Adequacy Model (FRAMe) for PayPal and its main cross-properties, ensuring appropriate reserve levels and adherence to audit/controllership principles.

• Partner with Risk BI/GOAL team to transform our forecasting and reporting capabilities towards a customer-based view and while providing proactive and action-oriented Transaction Loss insights to BU Leadership & BU FP&A partners.

• Derive actionable insights based on quantitative and qualitative research, discover new opportunities and identify the gaps to grow and optimize business through deep dive analysis on very large quantities of data.

• Support Finance process and system improvements, partnering with global FP&A/Analytics and technology teams.

• Successfully collaborate with Transaction Loss FP&A colleagues, and the broader FP&A community including BU & Global Markets FP&A.

Qualifications:

• Bachelor's or Master’s degree in Finance, Accounting, Economics, Engineering or related field.

• Experience gained in FP&A, strategic finance, investment banking, management consulting or risk management; ideally in fast-paced, agile and growth environments.

• Demonstrated experience in financial modeling, forecasting, and analysis. Strong Excel and PowerPoint skills. Experience with database products is a plus (i.e. Essbase, SQL, Python).

• Thorough understanding and experience of working with large customer and transactional datasets and true desire to understand the drivers of the business.

• Ability to effectively manage projects/ results oriented.

• Strong communication skills and experience distilling and presenting complex financial analyses into action-oriented recommendations.

• Strong interpersonal and teamwork skills: ability to work across functions, organization & geographies and influence peers and more senior colleagues.

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

]]>