Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

As PayPal continues its mission to revolutionize commerce, we are seeking a dynamic and strategic leader to serve as the Head of Consumer Financial Services Iberia to oversee the development, launch, growth, and profitability of our Consumer Financial Services products. These include Buy Now, Pay Later (BNPL) solutions, Near-Field Communication (NFC) payment tools, and other innovative financial products tailored to consumer needs. If this intro already sparks your interest, keep reading — the best is yet to come!

Job Description:

Meet Our Team

Your Way to Impact

Your Day-to-Day

Product Design & Strategy:

• Define the vision, strategy, and roadmap for Consumer Financial Services products, focusing on BNPL, NFC payments, and other financial innovations.

• Identify customer pain points, market opportunities, and competitive insights to shape compelling value propositions.

Product Development & Launch:

• Lead end-to-end product design, development, and go-to-market execution.

• Collaborate with internal teams (e.g., engineering, legal, compliance, marketing) to ensure seamless product launches that meet regulatory and customer requirements.

• Build and manage a robust pipeline of future product innovations to sustain competitive differentiation.

Growth & Performance Management:

• Drive product adoption, user engagement, and revenue growth by implementing effective marketing, sales, and customer acquisition strategies.

• Monitor key performance indicators (KPIs) such as customer retention, revenue, and profitability, and take corrective actions as needed.

• Own the P&L for Consumer Financial Services products, ensuring alignment with financial and strategic goals.

Stakeholder Collaboration:

• Act as a strategic partner to Country Managers, supporting local execution and integration of product strategies.

• Work with sales teams to identify partnership opportunities and distribution channels to maximize reach.

• Engage with legal and compliance teams to ensure adherence to regulatory frameworks.

Leadership & Expertise:

• Provide thought leadership and subject matter expertise on consumer credit products, BNPL solutions, and NFC technologies.

• Foster a culture of innovation, collaboration, and customer focus across the organization.

What You Need to Succeed

• A degree in Business, Finance, or a related field (MBA preferred).

• Extensive experience in product management, with a proven track record of successfully launching and scaling financial products.

• In-depth knowledge of credit products, BNPL (Buy Now, Pay Later), or payment technologies is essential.

• Strong business acumen with a comprehensive understanding of P&L (Profit and Loss) management.

• Proven ability to lead cross-functional teams and collaborate effectively in a matrixed organization.

• Sharp problem-solving, analytical, and strategic thinking skills.

• Excellent communication and stakeholder management abilities, with the capacity to influence at all levels.

• An entrepreneurial mindset with a results-oriented attitude.

• A customer-focused approach, with a passion for delivering innovative solutions.

• Ability to navigate complex regulatory and compliance environments.

Ready to join our ride? Click "apply" or/and let's talk – We can’t wait to hear from you!

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Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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