Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are looking for a Software Engineer to delve into the dynamic realm of Credit Fintech alongside some of the most talented engineers at PayPal.

Job Description:

Job Title: Software Engineer

Meet Our Team:

This role is part of the Revolve Credit Risk Platform team within PayPal’s Credit Risk Org. This position involves full-time, hands-on development in a scrum team of 6-8 engineers. Expect a fast-paced environment where innovation is encouraged, and your contributions will be essential to the team's success

Your Way to Impact:

This role presents a unique opportunity to delve into the dynamic realm of Credit Fintech alongside some of the most talented engineers at PayPal. Collaborating within this domain offers an enriching experience, where innovation thrives, and challenges are met with cutting-edge solutions.

As an engineer, you'll be instrumental in safeguarding our platform and enabling risk free transactions. You'll work on cutting-edge technologies and frameworks, solving complex problems that deals with mission critical application, and making a direct impact on the lives of millions of users

Your Day-to-Day:

• Build highly efficient and highly resilient risk platform for PayPal to manage the fraud risk of core payment products
• Deliver risk features for enterprise critical initiatives to present most frictionless checkout and payment experience
• Create rich data pipeline and offline dataset for business to develop strategic guidance
• Design, develop and implement engineering solutions (Applications, Microservices, tools, systems, infrastructures)
• Code highly available, testable, scalable, monitor-able components using primarily Java.
• Work with RISK infrastructure and platform teams to design, develop and support Risk APIs to detect and prevent fraud
• Monitor real-time ATB (availability to business) of Risk services that directly impacts decision capability of transactions through Pay Pal.
• Analyze users' needs and provide quick and efficient solutions for real-time issues
• Build strong competencies in data structures and algorithms.
• Collaborate with products team to gather requirements and create software prototypes where necessary.
• Monitor production environments, code rollouts and setup post release processes and checklists.
• Work with architects and DTLs to validate designs, load analysis and application performance tuning, setting up event streams to publish and consume risk messages.
• Ensure overall quality of features using test driven development, defensive coding and automation test script implementation.

What You Need to Bring:

• A successful candidate should have at least 4 years of experience coding in a full stack or back-end environment
• Proficiency with Java EE technologies (Java, application servers, servlet containers, JMS, JPA, Spring MVC, Hibernate is required
• Experience with SQL & NoSQL DBs, modern database technologies, Caches, Message Queues is required
• Good understanding of web services and Service-Oriented Architecture (SOA) standards like REST, OAuth, and JSON is required
• Candidates should have strong object-oriented programming (OOP) skills, with the ability to analyze requirements and translate them into scalable software designs.
• Hands-on experience with REST APIs and adeptness in designing and constructing web services/microservices in a commercial environment.
• Experience with Big Data technologies and/or AI/ML is nice to have
• A Bachelor’s or Master’s degree in computer science or a related field is preferred but not required

Subsidiary:

PayPal

Travel Percent:

0

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PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$72700 to $176000

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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