Job Description

Job Duties: Vice President with Goldman Sachs Bank USA in Wilmington, Delaware. Evaluate relevance of new collections initiatives to the overall business goals including making business cases regarding existing credit card products and estimating and measuring the potential impact of existing initiatives. Data analysis and presentations related to performance of delinquent card portfolios to senior management distilling key findings into consumable insights and communicating to leadership and internal and external stakeholders. Work with Legal and Compliance stakeholders to drive new projects and make enhancement to existing processes. Analyze and evaluate potential vendors and data providers for incremental value in portfolio analysis in a continuous improvement environment. Keep up to date with applicable regulations and compliance requirements for possible interactions with internal and external regulators. Build and monitor an exhaustive set of detective controls and own remediations for control breaches while working with stakeholders for fixes on credit card collections products. Statistical analysis for determining test volumes, measuring significance of results using t-tests, and determining optimal strategy for the business.

Job Requirements: Master’s degree (U.S. or foreign equivalent) in Financial Engineering, Data Analytics Engineering, Statistics, Operations Research, or related field and three (3) years of experience in the job offered or in a related role OR Bachelor’s degree (U.S. or foreign equivalent) in Financial Engineering, Data Analytics Engineering, Statistics, Operations Research, or related field and five (5) years of experience in the job offered or in a related role. Prior experience must include three (3) years with Master’s OR five (5) years with Bachelor’s with the following: stakeholder management in the retail banking industry including working with Legal, Compliance, Product, Engineering and Operations; collections related regulations and compliance requirements including FDCPA, UDAAP, TILA (Reg Z) and ECOA (Reg B); SQL and data manipulation through Python and PySpark; performing statistically driven data analyses using a variety of analytical techniques and data sources; and developing analytical reports and presentations for senior management, executive committees, and regulatory exams. Must also have prior experience with the following: flagging and monitoring causal effects and trends in consumer finance and evaluating associated risk-splitters.

©The Goldman Sachs Group, Inc., 2024. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity.

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