Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role
PayPal is committed to building and scaling the next generation of payment integration technologies for merchants, consumers and developers globally. This team is part of the CTO’s organization and designing future-forward technologies and experiences to enable global commerce. Platform technologies built by this team will be instrumental in helping drive PayPal’s global reach through best-in-class technology solutions.

Meet the team
We are seeking a highly motivated and experienced Senior Product Manager to design and deliver seamless onboarding experiences that empower users to perform core business functions such as provisioning, while ensuring compliance with regulatory and security requirements. In this role, you will own the strategy and development of user onboarding workflows, working closely with risk, legal, privacy, and compliance teams to build robust, automated processes that scale globally.

The ideal candidate will have a strong background in API integrations, policy automation, and end-to-end customer experiences, including checkout and digital wallets. Your expertise will enable the creation of intuitive and secure experiences for both online and in-person interactions, ensuring user satisfaction and operational excellence.

Job Description:

Your way to impact

As a Senior Product Manager focused on User Onboarding and Core Business Functions, you will play a key role in shaping how users interact with and leverage our platform. If you are passionate about building secure, intuitive, and globally scalable experiences that enable user success, we encourage you to apply and join our mission to transform the future of payments and commerce.

Your day-to-day

Onboarding strategy:

• Define and execute a roadmap for user onboarding workflows, focusing on seamless provisioning and activation of core business functions.

• Design and implement automated rules and policies for risk, compliance, privacy, and legal requirements, ensuring adherence to global regulatory standards.

• Work with engineering teams to design APIs that enable seamless onboarding and provisioning, ensuring scalability and reliability.

Drive scalable adoption in partnership with engineering and commercial teams:

• Use analytics to track onboarding performance, identify pain points, and optimize workflows to improve user success rates and satisfaction.

• Collaborate with internal teams to address potential risks and ensure onboarding processes meet security, legal, and compliance standards.

Scale solutions using voice of customer:

• Address regional variations in onboarding needs, payment methods, and regulatory requirements to deliver localized yet scalable solutions.

• Analyze API usage data, customer feedback, and industry trends to inform priorities, identify areas for improvement, and drive adoption strategies.

What you need to bring

• 8+ years of product and platform experience.

• Hands-on experience with APIs, automation tools, and backend systems related to onboarding and customer provisioning.

• Proven experience working with risk, legal, privacy, and compliance teams to design and implement secure, compliant workflows.

• Strong understanding of online and in-person checkout experiences, digital wallets, and payment systems.

• Knowledge of global regulatory frameworks, including GDPR, PSD2, and AML/KYC requirements.

• Bachelor’s in computer science or related technical field is helpful in preferred

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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